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PROJECTED VALUE
$0
Total invested$0
Total gain$0
Return multiple0x
How This Investment Return Calculator Works
This calculator projects future value based on starting amount, annual contributions, expected return, and time horizon — for stocks, index funds, or ETFs.
Understanding Expected Return
Diversified stock portfolios have historically returned around 7-10% annually over long periods; bonds and savings return less but carry lower risk.
Why Time Horizon Matters
Longer horizons benefit more from compounding and allow riding out short-term volatility.
Frequently Asked Questions
Does this account for volatility?
No, this assumes a constant annual return for simplicity; real returns vary year to year.
Should I subtract fees?
Yes, use a net return rate accounting for fund fees for a more accurate projection.
How is this different from compound interest calculator?
This uses annual lump-sum contributions; the compound interest tool focuses on monthly contributions.