FUTURE VALUE NEEDED
$0
Today's value$0
Purchasing power lost0%
How This Inflation Calculator Works
Inflation reduces purchasing power over time. This shows how much you'd need in the future to match today's buying power.
The Formula
Future Value = Present Value × (1 + inflation rate)^years
Why This Matters
If savings don't grow faster than inflation, real purchasing power shrinks even as the dollar amount stays the same.
Frequently Asked Questions
Is inflation the same every year?
No, it fluctuates based on economic conditions; this uses a constant average for simplicity.
How does this relate to investment returns?
Real return equals investment return minus inflation — that's what determines purchasing power gain.
Why do old prices seem lower?
Inflation's cumulative effect compounds significantly over decades.